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Information Guide about HDFC bank Netsafe VCC (Virtual Credit 
Card) usage in India.
What is VCC (Virtual Credit Card)?
VCC (Virtual Credit Card) is similar to credit card, but this will be created online itself and no physical card will be there. Only the prepaid balance can be used as credit card, this is similar to ICICI prepaid card, but the difference is, its online.
How it works?
When you open account in HDFC bank, they will provide a ATM as usual which can be used as credit card and is valid worldwide.VCC (Virtual Credit Card) can be created of any amount you wish by logging into your HDFC Netsafe account and can be used as normal credit card.
How to generate VCC (Virtual Credit Card)?
Just log into your HDFC Netsafe account and give the desired amount t
o be converted into credit card, then press OK. The Credit card will be ready for usage, with Credit card number and CVC. Note that this is one time usage credit card, so you get Credit card number and CVC everytime you use VCC (Virtual Credit Card).
Give me example..
For example if you want to buy a hosting account from a company, and assume that you must pay Rs 4,995. Then go to your Netsafe account and create a VCC of Rs 5,000 and you will get one time usage online card with Credit card number and CVC. Fill in this Credit card number and CVC into your hosting account form and that’s it.
What happens to remaining amount?
As you know this is one time usage online credit card, if there are any remaining amount after the first use (Rs 5 remained in case of above example, that amount will be automatically deposited in to your account within 45 days.
Can send money to paypal or alertpay using this card?
Yes you can send money to your paypal or alertpay account using this VCC card
Can i verify paypal or alertpay using this?
Yes you can verify paypal or alertpay account using this VCC card, but as this is one time usage card, your paypal account may be freezed after some days. If you ask me, don’t verify with this online card.
Totally this is the great solution for the users who want to buy or shop online anything and don’t have credit card, in fact i am also using this HDFC bank Netsafe VCC (Virtual Credit Card). If any doubts ask via comments..
Ohhh .. man i say u one thing i was about to verify with my netsafe card if i didnt knew it would freeze my acc . thanks
pls explain more about VCC expired cards and how do they affect paypal or freeze account ??
i belive may vcc from india get your account frozen as so many are using it and selling it only !